✨ 2025–2026 Tax Calculator • Free

Maximize Your Tax Benefits
the Smart Way

Discover how your contributions impact your family's finances. Compare RRSP, FHSA, donations, and RESP and see the estimated impact on taxes and benefits (CCB, GST/HST, and more).

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2025–2026
Tax years
Instant
Results

All the tools in your dashboard

Six purpose-built calculators covering every angle of your Canadian tax plan

Tax data wizard

Capture your household profile in minutes — income, family, province, deductions — once, then reuse it everywhere.

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Tax optimization dashboard

Run scenarios for RRSP, FHSA, TFSA, donations and RESP and instantly see net household resources.

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Household compare (you + partner)

Find out which spouse should make the contribution to minimize joint tax and maximize benefits.

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Year-round withholding

Track payroll deductions vs your tax owed so there are no surprises in April.

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Income impact (raises & 2nd jobs)

Model a raise or extra job and see the real take-home delta after tax, payroll and benefit clawbacks.

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Progressive tax bracket explorer

Visualize the federal + provincial brackets that apply to your income, dollar by dollar.

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Comprehensive Tax Planning Features

Everything you need for smart financial optimization

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RRSP Impact Analysis

See real-time how your RRSP contributions affect taxes, CCB, GST/HST credits, and take-home income.

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Family Benefits Calculator

Calculate CCB per child, GST/HST credits, Canada Workers Benefit, and provincial benefits for your family.

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All Provinces & Territories

Accurate calculations for all Canadian provinces including Quebec's unique tax system and abatement.

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Marital Status Support

Calculations adjust for single or married status, including spouse income for family benefit calculations.

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2025 & 2026 Data

Up-to-date tax brackets and benefit parameters from official CRA and provincial sources.

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Live Dashboard

Interactive dashboard updates instantly as you adjust RRSP, FHSA, charitable donations, and common deductions.

How It Works

Simple steps to optimize your tax situation

1

Enter Your Info

Income, province, marital status, and children details

2

Set Contributions

Choose your RRSP, FHSA, and other deductions

3

See Impact

Instant calculations of tax refunds and benefits

4

Optimize & Plan

Adjust in real-time to find your best strategy

Calculate All Your Benefits

✓
Canada Child Benefit (CCB)
Per-child breakdown with monthly estimates
✓
GST/HST Credit
Quarterly payment calculations
✓
Canada Workers Benefit
Maximum benefit with disability supplement
✓
Quebec Family Allowance
Provincial benefits for Quebec residents
2025 & 2026
Official Tax Brackets
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Pricing

Simple, transparent pricing

Try every feature free for {days} days. No credit card required to start.

Monthly
$9.99 CAD / month
{days}-day free trial • cancel anytime
  • ✓ Household compare (you + partner) for joint optimization
  • ✓ Unlimited saved scenarios
  • ✓ RRSP / FHSA / TFSA contribution optimizer
  • ✓ Year-round withholding & income-impact dashboards
  • ✓ Cancel anytime from the customer portal
Start free trial
Best value
Yearly
$79.00 CAD / year
Save 34% vs monthly · {days}-day free trial • cancel anytime
  • ✓ Household compare (you + partner) for joint optimization
  • ✓ Unlimited saved scenarios
  • ✓ RRSP / FHSA / TFSA contribution optimizer
  • ✓ Year-round withholding & income-impact dashboards
  • ✓ Cancel anytime from the customer portal
Start free trial

Your {days}-day trial starts when you create your account. Cancel anytime from the customer portal.

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Ready to Optimize Your Taxes?

Plan your contributions and see the estimated impact instantly.

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